How Much Does Credit Improvement Cost?
Whether you need to protect your identity, monitor your credit score, or need full “Done-For-You” professional credit repair, including a positive tradeline – we have the plan to meet your needs.
Essentials
- Automated Dispute Processing
$249 / month
$249 first working fee
Plan Includes:
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Monthly credit audit & analysis
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Unlimited Disputes with all 3 Bureaus
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Creditor Interventions
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Cease & Desist Letters
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Letters of Reference
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Credit Building Tradeline
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Access to all 3 Credit Bureau Reports & Scores
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3 Bureau Monitoring
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ID Cover Darkweb Monitoring
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Fraud Alerts from Transunion
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Real-Time Accounts Sync
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Portal access
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Limited Support
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Cancel anytime
Plus
- Customized DIY Credit Restoration
$2,999
One time fee
Plan Includes:
Everything in Essentials +
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Expedited dispute processing
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1-2 authorized reporting accounts
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Expert Smartcred support
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Customized financial plan
Premium
- Full Credit Optimization
$5,999
One time fee
Plan Includes:
Everything in Plus +
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2-3 authorized reporting accounts
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12 month - Priority support
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Customized financial plan
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Advanced business funding prep
Single Tradeline
Starting at $999
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Minimum credit limit: $10,000
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Minimum tradeline age: 3 years
Two-Tradeline Package
Starting at $1900
Combine tradelines for enhanced credit strength.
3 Tradeline Package
Starting at $2,800
Best value for rapid credit improvement!